Home Loans

Financing Your Home in the Country

Dreaming of life in the country? A quiet, simpler place to raise your family or retire? Do you want to enjoy the country lifestyle? If so, our rural home loan program is right for you!

Your dream home in the country can be an existing structure, a home that you want to remodel or new construction.

What is a Rural Home?

A home or lot located in a rural area or small town. The number of acres can be flexible to accommodate financing residential properties in rural areas. Property may be used for both residential and agricultural purposes, subject to local regulations, and may be accessed by a private road.

Financing Options

  • Loans for construction or remodeling
  • Flexible acreage requirements 
  • Fixed or variable interest rates
  • Long-term or short-term rates 
  • No prepayment penalties 
  • Combine loans for land, homes and outbuildings 
  • Work with loan officers who specialize in rural areas and small towns

Home Loans

Loans for buying a home in the country. No acreage limits. One loan for both your home and land.

Construction Loans

Build your dream home in the country! Interest-only payments while building. 

Refinance

Want to lower your payment or pay off your loan faster? We have competitive rates and terms.

Calculate Your Payment

NMLS# 604727. 

Your actual payment information may vary and the accuracy of the results is not guaranteed. Your actual interest rate may vary depending on your financial position, value of collateral pledged, the amount, term and purpose of the loan and your credit standing.

Your payment amount is
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When other residential lending sources let Michael down, Ag Credit helped him secure the financing to make his dream a reality.

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